Lowering the cost of homeowners insurance doesn’t have to be a hassle or mean sacrificing the coverage that keeps your home and everything in it protected. I’ve tried plenty of money-saving methods over the years, and I’ve found that a mix of small changes and smarter choices can result in pretty decent savings. Here’s my … Read more

Auto insurance for teen drivers can feel surprisingly confusing at first. Teens are new to the road and, because of their lack of experience, they often face the highest insurance rates around. Still, understanding how car insurance works for teenagers doesn’t have to be a mystery. I’m going to walk you through the basics, the … Read more

Homeowners’ insurance covers a lot, but many people don’t realize that the base policy often leaves some gaps. Addons and riders can help fill those gaps, making sure your home and belongings are better protected. Finding your way through the world of addons can be confusing, but learning about the most common ones can save … Read more

Having insurance on your home gives a sense of security, but just having a policy often isn’t enough. When disaster strikes, whether it’s a fire, theft, or storm damage, having a detailed and up-to-date list of your belongings can smooth out the claims process and help you recover faster. This guide will spell out exactly … Read more

If you want to keep your insurance bills under control, bundling home and auto insurance can be a pretty smart move. Bundling basically means getting both your homeowners and auto insurance from the same company, and it usually comes with handy discounts and smoother account management. Still, finding the right bundle that fits your lifestyle … Read more

Filing a homeowners insurance claim can feel pretty overwhelming, especially when life just threw something unexpected your way. Knowing how to move through the claims process is really important if you want repairs covered and your peace of mind back. I’m here to walk through the process, from those early moments after damage happens to … Read more

If you’re thinking about switching auto insurance providers, you might feel a bit anxious about hidden penalties or lapses in coverage. Thankfully, it’s possible to make the move pretty smoothly if you plan things out and know what to expect. After helping a few friends make the switch myself, I’ve come across some practical steps … Read more

Coverage limits on homeowners insurance policies are one of those details that can catch a lot of people off guard if they haven’t taken the time to look through the fine print. This topic comes up a lot in conversations I have with friends and family who are either shopping for a new policy or … Read more

Homeowners’ insurance is something I rely on for peace of mind, knowing that if something ever affects my house or belongings, I’m covered. Figuring out how much you’ll pay for it, though, isn’t always straightforward. There’s a long list of things that affect your homeowner’s insurance premium, and knowing what to look for means you … Read more

If you’ve ever shopped for auto insurance and wondered why your rate can be higher or lower than your friend’s—even when you have similar cars and driving records—a big reason might come down to credit scores. Auto insurers look at a lot of different factors, and your credit history is one of them in most … Read more